Future of Naya Pakistan Housing Authority (NAPHDA) in Doubt as Govt Considers Dissolution
The future of affordable housing in Pakistan faces uncertainty as the government considers dissolving the Naya Pakistan Housing Development Authority (NAPHDA) — a key initiative launched to provide low-cost homes to deserving citizens.
💬 This move has sparked concern among millions of Pakistanis, especially low and middle-income families, as well as housing rights advocates and stakeholders across the country.
📌 What Is NAPHDA?
Established in 2020, NAPHDA has been a flagship public housing body, launched under the Naya Pakistan Housing Program. It aimed to tackle the urban housing shortage by constructing affordable units for economically vulnerable groups.
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🏗 Over 62,000 homes completed
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🚧 122,000+ units under construction in major cities like Lahore, Chiniot, Nowshera, Raiwind, and Sargodha
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📝 2 million+ applications received from hopeful homeowners
💰 Impact of the “Mera Pakistan Mera Ghar” Scheme
NAPHDA played a central role in implementing the Mera Pakistan Mera Ghar housing finance program:
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🔢 125,507 applications for housing loans worth Rs. 514 billion
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✅ Rs. 236 billion approved, Rs. 120 billion disbursed
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🏡 31,391 homes built by loan beneficiaries
All housing beneficiaries were selected through a transparent, merit-based system ensuring fairness and inclusivity.
🌍 Economic Benefits at Stake
Beyond providing housing, NAPHDA significantly boosted Pakistan’s construction sector, creating thousands of jobs and stimulating related industries. It became a cornerstone of economic growth, particularly during challenging financial periods.
🚨 Why the Dissolution Matters
With the current government now moving toward winding down the Authority, there’s growing concern that:
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Progress on housing affordability may stall
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Jobs in construction and related fields could be lost
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Urban housing challenges may worsen
🏛 What’s Next?
While a Rs. 100 billion housing plan for 50,000 new homes is reportedly under consideration, the future of NAPHDA—and its impact on Pakistan’s low-income families—remains uncertain.
Stay tuned to this page for updates on government housing policies, affordable home programs, and how you may still benefit.
